I don’t know about you, but I’ve never heard someone at a cocktail party brag about the steady, consistent returns they’ve enjoyed from their well-diversified mutual fund investments. We are also acutely aware that our diversified investing strategy isn’t always “sexy,” but as financial advisors, we believe in the power of the long-term growth of the market, despite the inevitable downturns along the way ...
Over the past year, many of you have heard me talk about building my first home. Now that I’m finally nearing the finish line, I’ve had time to reflect on how much this journey has reinforced one of the most important principles of financial planning: matching your money to your goals ...
This is a common question when things seem volatile in the world, and we know there is a chance you’ve asked yourself this recently. You are not alone. The issues of the day are complex but the answer to your question may be somewhat simple – yes AND no. Every situation and scenario of the time is slightly different than those of the past, so in this regard, yes, it is different. But at the same time, no, it is never different because markets work over the long term based on fundamentals and those don’t change ...
Valentine’s Day is a time to celebrate love—but love isn’t just about romance. It’s also about caring for ourselves and those we cherish. While financial self-care might not be the first thing that comes to mind on this holiday, it’s one of the most empowering ways to show love and respect for your future ...
So, how do you go about coaching this team of guardians, agents, executors, trustees, and beneficiaries; and what should you expect from them in return? We’ve highlighted the best practices we encourage all of our clients, friends, and family to follow below:
My first job in financial planning started in 2000, at the end of the bull market of the 1990s and you guessed it after the dot com bubble burst! What followed that burst was about ten years of underperformance of the U.S. vs. International stock market. However, currently the US Stock Market (S&P 500) has been outperforming the Broad International Market (MSCI World ex USA) for thirteen years. These fluctuations are normal and historical data shows that different markets often take turns leading in performance.