The Woodward Financial Advisors Blog

When markets are falling, it’s human nature to wait until things settle down. When markets are rising, people worry they’ve missed their opportunity. And when markets reach an all-time high, it’s easy to think stocks have gone up too far, too fast. Investors rationalize that there will surely be a pullback in the market, and that it makes sense to wait and invest when prices are lower. The problem is that history shows us that an all-time stock market high doesn’t tell us much about what comes next ...

At Woodward Financial Advisors, our core focus is Helping People Get the Most Life Out of Their Money. While that often involves conversations about investments, taxes, retirement, and estate planning, the real purpose behind them is much bigger. Money is not the end goal. Instead, it is a tool that can provide freedom, flexibility, and more opportunities to spend your time in ways that matter to you ...

Nearly every week, we meet with parents who either want to, or wish they had, put aside a little extra to give their kids a head start. Many new parents are surprised to learn that a relatively small amount invested early can have a bigger impact than larger contributions later on. For children born between 2025 and 2028, that head start now comes courtesy of the federal government. We're talking about the Trump Account (or 530A account, for Internal Revenue Code aficionados), and it adds a new wrinkle to how you think about saving for the kids in your life ...

With two kids currently in college and my third about to be, I think a lot about school and all the long hours and hard work needed to accomplish their goals. School, like most worthwhile pursuits, demands discipline. And honestly, it’s not that different from investing ...

I recently attended a conference in Washington, D.C., alongside a group of women from across the financial planning industry, each with different roles, backgrounds, and client experiences. As stories were shared about planning techniques and client situations, my biggest takeaway wasn’t found in the technical details. It came from the idea of challenging the role individuals play in their financial life ...

Like much of the world, you may have spent a whole weekend watching the winner of The Masters Tournament slip on the green jacket and take home millions of dollars in prize money. But just a few miles away, thousands of homeowners in Augusta, Georgia may be having an even more tax-efficient week, quietly earning income that the IRS never sees ...