Until Hurricanes Florence and Michael last year, my family hadn’t truly experienced huge and destructive storms. As we approach the one-year anniversaries of both storms – and as we keep those impacted by this year’s Hurricane Dorian in our thoughts – it’s helpful to think about any potential lessons or insights we can take from our storm experience and apply to our financial lives.

Umbrella (or Personal Liability) insurance is a term that is brought up often in the financial planning world. But what is it, exactly? And why is umbrella protection an important piece of someone’s financial puzzle?

Descriptions of the long-term behavior of the stock market can seem a lot like shampoo instructions: the market goes up, followed by a drop, then it goes back up again. Wash, rinse, repeat.

I’ve come to understand that in the newfangled parlance, people are now making New Year’s intentions rather than resolutions. The distinction is lost on me, but in a nod to the modern age, I’ve put together my 2019 New Year’s intentions.

It turns out that some of the techniques that the brain uses to learn, decide and act efficiently can lead us astray.

When we review tax returns, our goal is not to double-check anyone’s math or redo the return. Instead, we’re looking to make sure that our clients are shielding as much of their income from taxes as is appropriate, both now and going forward.