The Woodward Financial Advisors Blog

Of all the things I expected to bring home from a financial services conference, poker lessons weren't exactly at the top of my list! Last Week, I attended my second Women + Wealth Summit in Austin, Texas, alongside my colleague and friend, Jaye Kendzior. These gatherings are always a wonderful opportunity to connect with inspiring women, share experiences, and return home with fresh perspectives and a renewed appreciation for the work we do ...

When markets are falling, it’s human nature to wait until things settle down. When markets are rising, people worry they’ve missed their opportunity. And when markets reach an all-time high, it’s easy to think stocks have gone up too far, too fast. Investors rationalize that there will surely be a pullback in the market, and that it makes sense to wait and invest when prices are lower. The problem is that history shows us that an all-time stock market high doesn’t tell us much about what comes next ...

At Woodward Financial Advisors, our core focus is Helping People Get the Most Life Out of Their Money. While that often involves conversations about investments, taxes, retirement, and estate planning, the real purpose behind them is much bigger. Money is not the end goal. Instead, it is a tool that can provide freedom, flexibility, and more opportunities to spend your time in ways that matter to you ...

Nearly every week, we meet with parents who either want to, or wish they had, put aside a little extra to give their kids a head start. Many new parents are surprised to learn that a relatively small amount invested early can have a bigger impact than larger contributions later on. For children born between 2025 and 2028, that head start now comes courtesy of the federal government. We're talking about the Trump Account (or 530A account, for Internal Revenue Code aficionados), and it adds a new wrinkle to how you think about saving for the kids in your life ...

Many investors focus on 401(k)s and IRAs, but one of the most tax-efficient tools often gets overlooked. Health Savings Accounts (HSAs) are commonly viewed as a short-term healthcare spending account, but that undersells their true potential. When used strategically, an HSA can function as a stealth retirement account with unique advantages that few other accounts can match ...

With two kids currently in college and my third about to be, I think a lot about school and all the long hours and hard work needed to accomplish their goals. School, like most worthwhile pursuits, demands discipline. And honestly, it’s not that different from investing ...