But unbeknownst to her, my daughter gave me the best Father’s Day present that any financial advisor could ask for, when, upon glancing at the back of the Business section of the newspaper that I was reading, she asked, “Daddy, what are all those funny looking charts?”

I know there will be some great times and some terrible times and I’ll just keep rolling as long as you let me.

Diversification, by design, means that a portfolio will not be at the very top of the performance ladder, but it avoids being at the bottom as well. In basketball terms, you might not win the championship in any given year, but you also won’t exit the tournament in the opening round.

The tortoise rarely gets distracted. She acknowledges from the outset that things will not always be easy, but she accepts this as part of the journey to her greater goal. Conversely, the hare goes down rabbit holes. He concerns himself with how he should be positioned for Brexit or Grexit or the elections or the next Federal Reserve meeting or some potential geopolitical event.

It is understandable to find comfort in seemingly concrete predictions and to seek out some level of certainty in a very uncertain world. The problem is that we know consistently timing the market is very difficult (if not impossible) and that trying to do so often leads to poor investment results over the long term.

We’re not the only advisory firm to try this experiment. In almost every case, the average of all guesses usually comes close to the actual amount of jelly beans, coins, gumballs, or whatever else advisors can think of stuffing into a jar. The combined intelligence of a group tends to be better than the knowledge of a single individual.