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Specific Financial Topics
Retirement Planning
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Financial Analysis for Divorce
Key Transitions in Life
Issues Specific to Women
Transitions in Life
Life is a journey that sometimes takes us to unexpected destinations. Being financially aware will make that journey a smoother one. But don't get confused. Money is just the fuel for the journey. It's up to you to identify your own destination. Working with a professional planner can help you create a map for getting there.

We work with clients of all ages, in all stages of life. Here are the issues we often address. Do you have questions like these?

After College
• How much should I save now?
• What's the best savings vehicle for me to use?
• Should I buy a house or rent?
• Should I lease a car or buy it outright?
• Should I start my own business?
• How should I compare different benefit plans?

Newly Married
• How do we become financial partners now that we're life partners?
• Should we share expenses equally?
• Should we combine our assets?

Family Life
• Do I need life insurance, and if so, how much?
• How do we teach our children good financial habits?
• We want one parent to stay home with our children. Can we afford it?
• What should we be doing today to best prepare for college expenses?
• There are so many spending priorities and not enough money. Help!

How do I balance the concerns of my adult children with the need to develop a new financial partnership with my spouse?
Who should be the beneficiary of my IRA?
Should we share expenses equally?
Should our assets be titled in joint name?
How will my remarriage affect my need for life insurance?
What about my Social Security benefits? How does remarriage affect those?

• What should I do with the insurance proceeds?
• Will I have enough income to keep the house?
• Should I roll over my spouse's retirement plan into my own IRA?
• Do I need life insurance now?
• Should I invest differently now?
• How is an annuity different than an IRA?
• I don't want to burden my children with my financial problems. What do I need to do?
• I am worried about being poor when I'm older.

Aging Gracefully
My children live far away but I don't want to move when I get older. What can I do?
I don't want to burden my children if I become ill. What can I do now to reduce this possibility?
I'd like to help fund college expenses for my grandchildren.
My children are fighting over my money. What can I do?
Do I need long-term care insurance?
What is a continuing care retirement community? Can I afford it?
Does Medicare cover long-term nursing home expenses?
Should I gift assets to my children now in case I become ill later?

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